Wolverine State Credit Union Mortgage Loans
Let your us help with all of your mortgage needs! No matter what type of loan or property, we have a mortgage product to fit your needs. Wolverine State Credit Union has a knowledgeable and professional mortgage team to assist you. Whether you are thinking of purchasing a primary home, 2nd home, cottage, camp or borrowing against your current home, we can help make this an easy and efficient experience.
Benefits of WSCU Mortgages
- Pre-qualifications and pre-approvals available
- Secure and convenient online application process
- Affordable rates and terms
- Low closing cost
- Escrow accounts for taxes and insurance
- Experienced mortgage team
- Pay local at area branches or through shared branching
Try our Mortgage Calculators
Mortgage Rates
| Type | Rate as Low As | APR* | Term |
|---|---|---|---|
| 5 Year Balloon | 5.50% | 5.752% | 30 Year |
| 7 Year Balloon | 5.75% | 6.006% | 30 Year |
| 10 Year Fixed | 5.50% | 6.108% | 10 Year |
| 15 Year Fixed | 5.75% | 6.181% | 15 Year |
| 20 Year Fixed | 6.00 | 6.345% | 20 Year |
| Home Equity Closed End | 6.50% | 7.295% | 10 Year |
| HELOC Fixed | 7.50% | 8.311% | 10 Year |
Home Equity and HELOC exact rates and fees offered may vary and are based on credit worthiness, term and collateral and loan to value. Rates shown are based on the refinance of a primary residence with a $50,000 loan amount, estimated closing costs of $2,000, Loan to Value of 80%. Posted rates are indications only and subject to change without notice. All loans are subject to credit approval as well as program terms and conditions. Equal Housing Opportunity. Insured by the NCUA.
Meet our Mortgage Loan Officers
Kirsten Parks
Mortgage Loan Originator
NMLS ID#2544252
Phone: 989-356-1880
Email: kirstenp@wolverinescu.com
Alexis Erickson
Mortgage Loan Originator
NMLS ID#2161167
Phone: 989-356-1880
Email: alexise@wolverinescu.com
Mortgage Process Made Easy
At Wolverine State Credit Union, we strive to be Interactional, not transactional. Our team will guide you through each step of the mortgage process.
→ Easy online application
→ Mortgage team works directly with your agent/seller
→ Fast application to closing process
→ Sign your documents anywhere, anytime using e-signature
→ Transparency in document requests, view our Mortgage Checklist
Give us a call! We’d love to work with you!