Mortgage Rates

TypeRate as Low AsAPR*Term
5 Year Balloon5.35%5.607%30 Year Amortization
7 Year Balloon5.50%5.759%30 Year Amortization
10 Year Fixed5.50%6.108%10 Year
15 Year Fixed5.75%6.181%15 Year
20 Year Fixed6.006.345%20 Year
Home Equity Closed End6.50%7.295%10 Year
HELOC Fixed7.50%8.311%10 Year
*APR = Annual Percentage Rate. Rates accurate as of 2/12/26. Rate may change based on variety of factors. All rates shown are based on new purchase of a single-family primary residence, $100,000 loan amount, estimated closing costs of $2,800, with a loan to value of 80% and credit score of 680 or higher. Actual closing costs may vary based on your individual transaction. Posted rates are indications only and subject to change without notice. Normal underwriting guidelines apply, all loans are subject to credit approval as well as program terms and conditions.

Home Equity and HELOC exact rates and fees offered may vary and are based on credit worthiness, term and collateral and loan to value. Rates shown are based on the refinance of a primary residence with a $50,000 loan amount, estimated closing costs of $2,000, Loan to Value of 80%. Posted rates are indications only and subject to change without notice. All loans are subject to credit approval as well as program terms and conditions. Equal Housing Opportunity. Insured by the NCUA.

 

Loan Rates - Effective Wednesday, August 5, 2026
Loan TypeRates as low asTerms & Information
New/Used Vehicle Loan » 4.49% 60 M Check out our low rates for New Vehicles
New/Used Recreational Vehicle » 6.25% 48 M Check out our low rates on Recreational Vehicles
Personal/Signature loan » 9% 36 M
Line of Credit » 13.5% 120 M
VISA » 12.96% 120 M
First Mortgage 6% 360 M We have great rates and friendly mortgage officers.
*Repayment terms – the number, timing and amount of payments. Your credit union can provide an exact repayment schedule, an example of a typical extension of credit and all applicable terms, or a unit-cost approach such as “48 monthly payments of $27.83 per $1,000 borrowed.”
Savings Rates - Effective Monday, January 1, 2024
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARE0.15% $5
CHECKING ACCOUNT0% $0
MONEY MARKET1.51% $0
MONEY MARKET1.76% $15000
MONEY MARKET2.02% $100000
MONEY MARKET2.52% $250000
MONEY MARKET3.03% $500000
MONEY MARKET3.55% $1000000
CHRISTMAS CLUB0.15% $0
VACATION CLUB0.15% $0
SPECIAL SHARE0.15% $0
ROTH IRA SHARE2.17% $0
ROTH CONV IRA SHARE2.17% $0
COVERDELL IRA SHARE2.17% $0
TRAD IRA SHARE2.17% $0
*APY = Annual Percentage Yield*Fees could reduce the earnings on the account*A penalty will or may be imposed for early withdrawal.
Certificate Rates - Effective Wednesday, August 5, 2026
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE3.3%$500
1 YEAR CERTIFICATE4.08%$500
2 YEAR CERTIFICATE2.28%$500
3 YEAR CERTIFICATE2.53%$500
6 MONTH IRA CERTIFIC3.3%$500
1 YR IRA CERTIFICATE4.08%$500
2 YR IRA CERTIFICATE2.28%$500
3 YR IRA CERTIFICATE2.53%$500
6 MONTH YOUTH CD3.79%$100
1 YEAR YOUTH CD4.34%$100